Apple Watch and Insurance

Has anyone successfully had an Apple Watch covered by Insurance? Thanks for any insight!!!

Wishful thinking :slight_smile:

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Thats not gonna happen. Its not a formal medical device.

Actually, it’s an fda approved medical device for the fall detection and heart monitor. Gives me hope :slight_smile:

Interesting. Thanks for bringing that point forward. This says that its ‘cleared,’ but not approved - kinda meaning that its a low risk device (because its just used for monitoring). It is, for instance, not the same as an ECG, but its also not going to do you any harm. https://www.theverge.com/2018/9/13/17855006/apple-watch-series-4-ekg-fda-approved-vs-cleared-meaning-safe

Never hurts to make phone calls and ask, but I can’t imagine a scenario where health insurance will cover. But, give it a shot if you desire and you have the time. Never know, you could be the first to fight it through. Maybe you have a good argument for it.