Much like the Elizabeth Kubler Ross “5 Steps of Death and Dying” today I find myself REALLY ANGRY!!
Life will move on but it is a wicked process. So, as I stated before I got the phone call at 7.10 a.m. yesterday morning that the “cut the cord” folks no longer need my services. As the HR rep went through her clearly prepared statements (as if I was getting some personal touch) I must have missed the fact that last night at midnight my health insurance was cut off! Zippo! So, I’ve paid into the health plan this month, why does it end…kaput?!
Geeze, type 1 diabetes (40 years), asthma (lifetime), epilepsy (lifetime) and the fact that I had a heart attack one year ago last Friday (9/25/08) must have slipped their minds! Oh, and I have a wife and two children who get an occasional Rx filled or better yet need to go to the doctors for sickness. Today, Knox, stayed home complaining of the oncoming sinus infection. He was correct said the good doctor. He wrote us a prescription and off we went. As we checked out I was informed the BCBS would not go through for some reason…mmmmmm…funny. No problem they will try later and let me know if there is an issue. Then the pharmacy trip. Walked in saw the man who has fill most of my Rx’s over the last 45 years and he calls me over to let me know the insurance was cut off last night at midnight.
They really mean it when they say “cut the cord” don’t they?!
$58.34 later we walk out with me stewing about the total disregard of not just me but my family.
Okay, many of you wrote kind messages and they really have been something that I have come back to read but let me ask again are there any of you that participate in the making of these types of decisions? I need to know what makes your kind tick. Do you get a giggle because someone’s child didn’t get his/her medicine paid for by your plan any more? Would you expect this for your own family or would you negotiate a plan that included some relief initially?
Please let me know. I don’t want to argue with you I really want to know what and how you process.
Yes, I will get some sort of option to go with cobra however as I stated yesterday I am lucky enough that my wife can pick it up at her work. But less than 24 hours … that means someone processed this closure in advance. By my recollection you usually inform the insurer 30 days in advance because most of the world pays this month for next month, right? There has to be an HR person out there who can respond to that.
Well, a sunny day it is here in the Northeast and ugliness still rears it’s head!
Waiting on that special FedEx package with all the great news …
I’ll be back …
(and Erica’s too)