Diabetes & money

Oh yeah, I’ve quit working for lots of people because they were up to no good. Maybe you all are telling me that is a mistake. But, sometimes they are involved in something illegal and I don’t want to get dragged into court. I feel like you have a professional responsibility to not work for people who are up to know good and once you KNOW that, you gotta leave. Otherwise, your colluding with them.

This got real complicated in the medical field. I finally left the field after taking work with a small cardiac device company. I didn’t believe the device worked. I was identifying really bad glitches in it and I hadn’t been there that long, so who knows how many technical glitches actually existed. Another employee came to me and told me he had concerns there was Medicare fraud going on. Then there was a big hurricane and no one seemed too concerned about if the device worked despite all the cell tower communication shutting down. Then, I obtained (much to my despair) that the company had existed in another state and had been raided and shut down by the FDA. Then, the last straw was when we had all company meeting and I inquired about a couple of things that made me nervous about the software. The boss said, “I think the best way to test software is on patients. Put it on them and see if it works.” They were releasing live software updates onto patients with software that didn’t appear to have gone through sufficient testing…or any testing. I broke into a hot sweat in that meeting and didn’t sleep for three days. I had to quit. They made me sick and they scared the ■■■■ outta me. I thought, “What if a company did stuff like that to me and my diabetic friends?” They scared me so bad I left the industry.

I need dental. I would hop on for dental. I think I’m seeing my first (possible) diabetes complication in the form of gum disease. They want me to see a dental specialist regularly. Its expensive to pay out of pocket.

Do you still hold them responsible in 2024? One thing I go back and forth about is, “Is stuff the responsibility of the State or the Feds to fix?” So, we have to identify if the state laws or the federal laws are most problematic. Both are problematic.

But, over time, I feel like my state made a real honest, concerted effort to address price fixing and failed. California is still held up in the matter and might have a different outcome. But then people started to look at the Federal government. You started to hear grumblings that I heard on this forum ten years ago. People would say, “These problems can never be fixed because there is no antitrust legislation is the US.” Recently, we see the FTC start to act on that premise with the lawsuits against large hospital systems and large tech companies.

So, it does seem like solutions start with the Federal government.

https://www.reuters.com/legal/us-wraps-up-antitrust-case-against-google-historic-trial-2023-11-16/

Maybe the landscape oscillates like this. Maybe its Federal regulation that needs to exist in order to keep the markets functioning in a free and honest way? Maybe the housing crisis was the first big indication that the system had fallen out of balance across many industries.

I think you miss my point. I wish to point out that an employer should not be discredited and thought of as immoral just because part of their compensation package’s value is in the form of insurance benefits. There are good employers and there are bad employers, insurance is not what makes a rotten apple, a bad employer is bad, insurance coverage or not.

Yes! You can. To date they have done nothing to change the system. Who’s to say that they should, there are arguments to be made either way. Our current employer provided insurance system is an unintended consequence of a poorly thought-out war time law.

I understood the first point, in that offering insurance isn’t in itself immoral. But, it would be nice if insurance could transfer from job to job or state to state as the original HIPPA intentions were structured.

You guys raise interesting points that I have never heard anyone mention before.

Maybe places with “good insurance policies” are some large companies, State or Federal jobs. Maybe that’s where you guys are saying I need to work. Maybe you guys are all in agreement that paying for a policy out of pocket is financially devastating. That might be true.

They had this discussion about ADA and its unintended consequences on the radio yesterday.

One of the guys from school just got sick so he resigned. He got burned out and overwhelmed and then he got sick. I encouraged him to purchase his policy from work. It’s $700/month just in premium. He had a great policy. That will get him through in the short term, but it is unsustainable. He’s paying much more than me. There aren’t a lot of chess moves that I can think of. I think he’s borrowing money from family, but when that dries up, he’s dead meat. I worry that is what happens to people like us…people with chronic illness. Any hiccup or car accident and we are homeless and dead.