I am beginning to consider that it may be time for me to change jobs. It’s been 7 years since I last changed, and in the past I didn’t worry too much about it. I just made sure they had a plan with a well known insurance company and I haven’t had any problems being covered. I don’t think the term “pre existing condition” was used as commonly then as it is now.
I am feeling more paranoid this time with stories I’ve read here and other sites. What kinds of steps can you take with a prospective employer to determine if their plan will cover you? Of course I would ask about coverage before accepting an offer, but I am cautious about how much trust to place in the spoken word on this. Is it possible to get official documentation to determine if your eligibility before employment begins?
I live in Illinois, as these types of things tend to vary between states.