Hi everyone! Forgive me if this has already been hit on as a topic. Because of the new laws with insurance, my folks have informed me that the both of them were informed that their current insurance provider was dropping them for various reasons due to extenuating circumstances... I don't really know what they are might be some other situation, point is they have to find a new insurance plan. It got me to thinking... I know not a lot about if insurance has changed for diabetics right now. As of now I have a job with a hospital where I get good insurance but am being forced to find a new job because they've cut my hours so much I can't afford to stay at said job and I also will be moving to a new area come January or February. It also doesn't help that for some reason the costs of all my meds and supplies have almost doubled. So I suppose my questions are:
Is it still ridiculously expensive for diabetics to purchase their own plan?
Are pre-existing clauses still a thing? Do we have to deal with that?
Can anyone give me some advice on where to start about looking for insurance if I have to buy my own plan/is it even possible?
For YEARS all I've been told is "It's best to just get on a group plan through your work" but that closes a LOT of options for me. An unbelievable amount. I'm curious to know if anything has changed.