I called my insurance through my grad program at Nebraska about another matter all together. I happened to ask them about my diabetes supplies and if they were prescription or DME. She informed me that if I send them to the health center pharmacy, and they billed them through medical, that all of my pump supplies, cgm supplies, and insulin are free. I’m still in shock, because I had no idea.
So, if you have a grad student with university insurance, make sure you call and ask! Or if you know a T1 that is looking at grad school, send them to visit Lincoln!
I’m a bit confused. Do you have your own insurance (like Aetna) and then also carry StudentBlue? Were you told that your secondary insurance covered the copay/coinsurance? I looked at your school, the StudentBlue doesn’t seem to say that it covers all this with no copay/coinsurance.
Hi Brian,
I only have student blue, which is provided through my graduate program package and for purchase by undergraduates. We have a Univeristy sponsored health center on campus where everything is provided at no cost (labs, Dr., counseling, eye exams) except pharmacy, which is at a reduced rate and where I get my prescription meds for my thyroid and blood pressure. When I set up my pump/Dexcom, it was through my endo, who did everything through a supply company. I didn’t have anything to pay as I had met my deductible, so I didn’t think about the cost and my booklet didn’t explain how it was to be billed.
My plan restarted in August, and I’m due for refills on my supplies. I called BCBS about a claim yesterday, and asked for clarification on my policy. Between my conversation with them and the health center pharmacy, they confirmed that if the pharmacy billed diabetic supplies (pump, dexcom, strips, insulin) as a medical claim, the university has set the plan up to cover them at 100%. This only works with Student Blue and the University Pharmacy, not the regular healthcare plans provided to employees or standard pharmacies.
It is really confusing, and we have absolutely no support system on campus. I wouldnt have known if I hadn’t asked the right questions.
This is surprising as I looked at the statement of benefits for your school and this isn’t what that they say. I don’t think this is the case in general for student health insurance. Perhaps others who are at a university can comment on their coverage.
I get what your saying… But this brochure is misleading. If they bill them through the pharmacy benefits, there is a copay (This what I’ve been doing with my diabetic supplies at Hy-Vee). The medical billing part of it isn’t listed for supplies. My plan booklet doesn’t have anything in it either.
For example, the detailed plan booklet also states that eye exams are at a a 20% coinsurance, which is what my normal eye doctor quoted me. However, eye exams at the health center are free. I’ve learned to call Student Blue with question. However, I can pick everything up tomorrow, so I’ll keep you posted.
I’ll keep my fingers crossed for you.
Just picked up everything… we had a snafu with getting everything ordered, but no money out of my pocket for any of my supplies. Just call once a month (a week ahead of time) and they will have it in a week.
Figuring this out saved me a ton of money for everything, they even got me a transmitter early from Dexcom (as a spare).