Does anyone have difficulty getting all the supplies and insulin needed to take care of thier diabetes because of the high costs or because of a high deductible on their insurance plans?
Yes! Paying out of pocket for T1D supplies gets very expensive. Even with insurance I shop around online for extra supplies such as lancets and test strips because I use more per month that my insurance will NOT cover. I would recommend saving up money and shop around online and compare prices for any supplies you need.
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Have you tried getting any coupons or discount cards on line? Believe it or not, someone at my insurance company told me about Novolog and their coupons. This woman had a diabetic daughter and felt my pain on the cost of insulin, so she offered some cost savings advice. I don’t know what kind of insulin you’re using, but if it’s Novolog, go to Novolog.com and you’ll find they will provide you with a savings card. I was paying over $250 every 90 days (after insurance!) for my insulin, but with the Novolog discount card, I pay just $25 a month (for a total of only $75 every 90 days). I have to pick up my insulin at the pharmacy instead of getting it through my mail order provider, but it’s worth it!!! I got a discount card for my testing supplies also. I use the Bayer Contour Next Link, and I went to their site, downloaded a discount card, and save $135 every 90 days on those supplies. I test 8 times a day, and my cost was over $260 every 90 days, and now it’s only about $125 - again, picking up in pharmacy rather than mail order.
Recently, my insurance stopped covering lancets! I started comparing prices and found my local grocery store, Frys, owned by Kroger, offered a generic brand for $1.99 for a box of 100. It was cheaper than when my insurance covered it!
Also, my Endo, writes my prescription for double what I use monthly, so I pay 1 co-pay for two bottles of insulin. I will always ask for free samples at my Dr. visits