so…insurance gets to choose what we get to take to control our T2 levels? what does everyone else do about their insurance? I’m so grateful for the insurance that I have but why don’t they understand what people need? Is it only about the money?
doctors and nurses don’t get to make the decisions, just businessmen from wall street. And yes, Duckie, it’s all about their bottom line.
Yes, they only care about money. You are just a number to them.
Duck, true, good for them if we die. But bad for our doctors pocketbook if we do.
It is all about the money. The insurance industry is a for-profit industry. Their job is to make money and keep the margins as wide as they can. Health care and insurance and antithetical to one another. How can you make money off of sick people by covering their drugs and treatments?
It is still the “business” that counts for them… sigh
A link to a site dealing with insurance issues including some information you might want to consider during your appeals process: http://www.advocacyforpatients.org/how_appeals.php
I have started a “diabetes war chest”. Its nothing more than a savings accout earmarked for the eventualities I keep hearing about, where insurance won’t cover what you need. So far I haven’t had any problems, but my (naive) plan is to be able to pay for what I need and then argue with the insurance company. At the least I want to avoid having treatment held up by the arbitrary and capricious decision making of the insurane company, and minimize how it screws with my cash flow.
Saving money is not easy for me, but what I do is every time I get mad at diabetes I transfer a little into the war chest. Its like, “there you go you bastard, I am getting ready for you”.
JeffD…that is such a good idea!..I like how you put money in when you get mad at “D” and not yourself…that’s a really positive thing to do…
I don’t think you’re being naive, I think you are being positive in the midst of negativity!