Close to retirement age? Not to worry! Medicare pays for insulin as long as it is used with an insulin pump. No insulin pump? Medicare will lease one for you and then you will own it at the end of the lease period.
I have always felt there was a great inequity in providing free insulin for those with a pump (under Medicare Plan B when insulin is used with medical equipment).
Frankly, I think that Medicare should be well funded and extended to all. It is an existing program that works well. The only problem with it presently is that it is not adequately funded.
Health coverage should never be a profit center for private corporations!
I never used a pump either. Was happy with MDI and buying insulin from Canada until at age 69 costs were getting sky high. It was my decision. It was an option that I decided to take. Now I am on my second pump and in my 8th year of pumping. Unhappily, my choice of both pumps was an Animas Ping. Unhappily, because of Animas being put out of business, not because of the pump itself. Very happy with the pump. Happy with the fact that Medicare and my supplemental insurance paid for it and the supplies and insulin I use in it. It really was my only option.
Even if “The doctor doesn’t monitor how many times you refill it. If a script is refillable, it can be refilled.” , Medicare sure does! A back up RX has to have the same instructive dose and time requirements as any other RX. It would be only a matter of time before someone at some office realized the re-order of an insulin that isn’t used in the prescribed delivery method has more refill than the one that does. And Medicare is very savvy with creative RX orders. Best not to red flag yourself, or your doc!
A T1 must have insulin, so Medicare will cover one or both. Check with your own coverage and plan(s). I don’t think you are forced to use a pump.
Back to the OP Topic - Just imagine having to pay for your vials, the Rapid, AND the Basal. When I had to pay for mine way back when, it was $15.00 for each of R and NPH. At least those are still cheap!
I’d do it to keep them alive, but then I’d go broke for the cost of the testing strips. Diabetes is a condition that is becoming epidemic. I’m sad that we are a Market and it keeps growing as does the cost.
So why are we sitting on our hands and allowing health care to be politicized? The U.S. is probably the last first world country that has NO national health care. We keep pointing out the deficits of the British system, the Canadian system and others. Why don’t we do one better?
You should be able to get long-acting insulin through Medicare Part D, right? Though there is an additional premium and cost-sharing with part D. Might be cheaper to buy it from Mark’s Marine pharmacy in Canada.