COBRA INFO...especially in California

1

I just got laid off by my company and they offered me COBRA.


For the most part I am not sad I am gone from the company. This gives me a chance to reinvent myself and try to bigger and better things. So please don't feel sorry because I am not. :)

Of course what scares me the most is the last time I was unemployed I was not diabetic but now I am. I have faith I will find a job in the future but I am worried about my health costs.

I have my current insurance till the end of the month. I plan to ask my Endo to give me all new prescriptions so I can get all of them under my insurance pricing. Is there anything else I could be doing with my grace period?

I understand on the surface what COBRA is but I never had to use it. I know at one time it was suppose to be very expensive. I remember hearing the pricing had but discounted is this still in affect? When I receive my paperwork for COBRA is there anything I should look for in particular? I live in California are there any state agencies or otherwise I could sign up with or contact about getting supplies and such?

Thanks!
2

Part of the stimulus package is an extension of a subsidy of your COBRA coverage. One of our co-workers did pretty well on our insurance through COBRA for a couple hundred a month. The coverage is for like 18 months or something like that. Don’t let your insurance expire, make sure you’re locked in for COBRA.

3

that extension is over

http://www.dol.gov/ebsa/faqs/faq-cobra-premiumreductionee.html

Individuals who are eligible for COBRA coverage because of their own or a family member’s involuntary termination from employment that occurred during the period from September 1, 2008 through May 31, 2010 I dont think they extended this option

4

Thanks that should be very soon! :slight_smile:

5

Finding a permanent job is going to be hard. I hate to go on the temp company insurance plan. I figure most of it is not as good. I will try!

6

I don’t think I qualify but I plan to call them tomorrow. Maybe there is a loop hole.

7

The official reduction in COBARA payments is over. So I will have to pay full price. The government thinks the recession is over.

Does anybody know of any agencies I can contact in California about getting supplies???

8

Try these:

http://www.scbn.org/

RX-aid.com

Just go to yahoo or google free presriptions, there are quite a few agencies that will help you out for FREE…

10

Thank you so much.

I like to talk to the birdbrain academics that said the recession is over. I rather thought my job was safe because I worked the night shift but they finally made a decision. I am happy and I don’t regret being let go. I just think this is a time for me to reinvent myself. Find something that I like or at least find a job that will make me happy. my career was going no where there. My supervisor knew I wanted more than she could give me.