My husband and I are currently living in WA state, in a small college town area near the border; we are here because I graduated from it a couple years ago. Long story short, we’ve had a lot of challenges, one being that I am in the process of immigrating to the US. I managed to find a decent job in our area, but my husband is finding only sales and retail jobs, so we are trying to plan for the future and find somewhere to settle down in. My husband has family in Des Moines IA, and another place we are considering is Denver, CO, so I am investigating what health costs/insurance are like in these states. I’ve sniffed around the marketplaces, but a lot of information I am seeing is confusing. Would anyone living in or near these areas kindly share what their experiences have been? I know that marketplace vs. employment insurance can be very different, but I’m hoping to get some ballpark ideas. I’ve read some articles about Type 1’s going into ketoacidosis in the midwest because they couldn’t afford insulin, so I thought some research is warranted.
The stuff I’m using, in case it’s helpful: I’m a type 1 diabetic on an insulin pump, use Medtronic Quickset infusions & Paradigm reservoirs, and using Humalog u/100 insulin (about 2ish bottles/month) & metformin (generic), and testing with Countour Next strips. Right now, I am with Kaiser Permanente, and I pay about $75-90ish for 7 vials (3 month supply) of Humalog insulin, $60ish for 700 (3 month supply) test strips, $15 for 3 months of generic metformin. Some of the figures I’m a little uncertain on because I’ve switched plans a couple times this year, and I can’t remember what I paid under what plan. My current employer plan has a $2500 deductible, but prescription & PCP/specialist visits aren’t subject to that (fixed copays for both).
Thank you so much to anyone who chimes in! I really appreciate it!