Can anyone comment on the criteria health insurance companies use in
approving a replacement insurance pump? I’ve had mine for about 5
years and it is currently out of warranty. It was paid for in full by
my current health insurance provider. What criteria do insurance
companies use to approve a replacement or upgrade? Is it strictly
based upon need say my pump failed? What are your experiences in this
As my pump is about 5 years old I worry that I will find myself going
through the process of getting another while going back to the needle
while an replacement is worked out. I would feel a whole lot better
about things if the model I have presently could be used as a backup.
What reasons will an insurance company typically accept as acceptable
in making a replacement outside of the pump’s failure?
I would like comments on the current trend of health insurance
providers reducing benefits in this area to say covering 50% of pump
costs. I am facing the prospect of having to change my insurance
coverage and find the plans I must now consider are far less generous
in what they cover.